Why Independent Advisers (Scotland) Ltd?

Buying a home may well be one of your biggest financial commitments.  It can also seem one of the most daunting.  There are hundreds of lenders, and thousands of offers, to choose from.  There are repayment, interest-only, endowment, pension-linked and ISA mortgages.  These can be fixed, variable, capped, discounted, tracker or cashback.  With all this to compare and contrast, how can you be sure of making the right choice?

The answer is to use Independent Advisers (Scotland) Ltd.  Our highly experienced and skilled mortgage specialists will take the time to get to know your circumstances, objectives and preferences.  Being independent, they really do research the entire market, using sophisticated I.T. systems, to find the most appropriate mortgage for you.

Buying Your New Home
Once we have recommended a suitable solution we will ensure you have the following information before you complete on your property:

	The reasons for making our recommendations.
	The repayment method and period.
	The consequences of early repayment.
	The type of interest rate:  variable, fixed, discounted, etc.
	Your repayments after any fixed or discounted payments.
	Whether you have to take any insurances with the mortgage, and if so the cost of such insurances.
	The costs and fees involved with the mortgage, such as valuation, arrangement and lending fees.
	Whether your selected terms can be continued if you move house.
	All other important and relevant information concerning your mortgage.

Independent Advisers (Scotland) Ltd are authorised and regulated by the Financial Services Authority.  We strive to provide the highest level of service and advice.

The Next Step
To see just how different and effective we really are contact us on 0141 221 4442 or click on this link for enquiry to arrange an initial consultation without obligation.