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‘Protection’ Archive

Essentials and indulgences

UK parents spend £28 billion on nation’s under-fives each year UK parents spend around £35,000 on their children by the time they reach their fifth birthday, according to research released by Aviva. This adds up to a total of more than £28 billion[1] spent on the nation’s 4 million under-fives each year.

Accumulating wealth for your children or grandchildren

How to give them a financial head start in life as they grow up in the modern world Anyone with children knows there will be lots of demands on the household finances, but when it comes to long-term saving, perhaps for university or a first home, even a small sum can give your child a […]

Nation of savers

Focusing on the long term for a more secure future The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed.

Nation of savers

Year-on-year rise in the number of long-term savers The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed.

Inheritance Tax checklist

Start planning today to spare your family from a potential Inheritance Tax bill tomorrow 1. The main ways to avoid Inheritance Tax are to spend your money while you are alive or give it away.

Paying Inheritance Tax

Estimating how much liability you could leave behind for your loved ones Usually the ‘executor’ of the Will or the ‘administrator’ of the estate pays Inheritance Tax using funds from the estate.

Taking preventative action

Reducing your beneficiaries’ potential Inheritance Tax bill – or mitigating it out altogether With careful planning and professional financial advice, it is possible to take preventative action to either reduce your beneficiaries’ potential Inheritance Tax bill or mitigate it out altogether.

History lesson

Inheritance Tax matters Inheritance Tax was introduced in the UK in 1796 and stemmed from the influence of the French Revolution. The concept of IHT was supposed to protect poorer members of society and interrupt the legacy of inherited wealth.

What’s your magic number?

The picture of retirement income in the UK is not as bleak as some would like us to think A report has revealed those approaching retirement are expecting to receive £23,700 per year when they retire. The same survey shows that the average income in retirement today is currently just £19,000 – a shortfall of […]

Full nest households

The financial pressure on parents providing board to their adult offspring Parents with adult children living under their roof are spending £1,200* more than their Empty Nester counterparts each year on everyday household expenditure, bringing the total annual cost of ‘Full Nest Syndrome’ in the UK to £3.2 billion[1].


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