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Archive for March, 2014

Time to review your retirement provision?

Keeping track of your pension portfolio pays dividends If you’ve accumulated numerous workplace pensions over the years from different employers, it can be difficult to keep track of how they are performing. There is a danger that long-forgotten plans may end up festering in expensive, poorly performing funds, and the paperwork alone can be enough […]

Investing for retirement

Building a savings pot to provide income when you retire Investing regularly from as young an age as possible, while taking advantage of various tax incentives, is the logical way to achieve this.

Overseas assets

Investors should not delay in disclosing their assets With the latest HM Revenue & Customs (HMRC) campaign aimed at targeting investors with overseas assets, some investors could be worried about the impact this could have on their overseas investments, and others could be put off from investing overseas altogether. However, it’s not all doom and […]

Increases in the cost of childcare

Families are feeling the impact of benefit cuts The cost of bringing up a child has reached £227,266, up from £222,458 last year, with the first year of a child’s life seeing the largest increase.

Taking vital steps before the new tax year

You need to act fast to avoid next year’s child benefit charges Families impacted by the high income child benefit charge need to act now to limit or avoid it in the next tax year. Doing this could make them potentially up to £2,449 better off, but they only have until the 6th April 2014 […]

Generating market-beating returns

How much risk are you willing to take? It is impossible for an active manager to always outperform the market, but through the process of stock selection, active management introduces the potential of generating market-beating returns.

Do you have enough money to retire comfortably?

New data shows consumer confidence improving but worry is still strife Data recently released by Aviva shows that over half (55%) of UK consumers worry that they will not have enough money to provide an adequate standard of living when they retire, with 18% of consumers saying they do not hold any form of savings […]

Tax attack

Legitimate planning could save you money by reducing a potential tax bill With tax increases the prospect for the foreseeable future, it is essential that you make the most of every available tax relief. Using the tax breaks available to you also makes good financial sense.

Investor outlook

Tentative signs of economic growth Tentative signs of economic growth, receding risks, plentiful nearly free liquidity and financial markets on fire – what was not to like about the investment landscape at the end of 2013? It is tempting to believe that what happened ‘yesterday’ will happen again ‘tomorrow’ (especially if momentum has been paying […]

Long-term worries for the UK

Preparing for your financial future Britons spend more time planning their next holiday, haircut and shopping excursions than they do making preparations for their financial future, according to new research.


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