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Archive for May, 2014

New addition to the team

One of Scotland’s leading financial planning and lifestyle practices announces new addition to team.

It’s easy to lose track of pensions

Helping you take full control of your retirement savings People change jobs, employers change their names but, more importantly, we all forget things from time to time. With that in mind, it is easy to lose track of pensions that you have paid into over the years.

‘Silver-splitters’

More couples are deciding to part later in life Divorce is not purely exclusive to the young or middle-aged, and we’re seeing a steady increase in what have been dubbed the ‘silver-splitters’ – couples who are deciding to part in later life.

Boosting retirement savings

Are investors failing to think long-term about their futures? Boosting retirement saving is the key goal for investors in 2014, yet despite this long-term objective, almost three fifths (61%) of those surveyed say they are looking for satisfactory investment returns within just five years, with just 5% taking a longer-term view of ten years or […]

Working past the default retirement age

Adapting to changes in working patterns More than half of over-55s currently in the workforce are happy to work past the default retirement age of 65, according to new research from MetLife[1].

Spending on luxuries in retirement

The reality of living on a pension is taking new retirees by surprise The reality of living on a pension is taking new retirees by surprise, with many under-budgeting their first five years of retirement and overspending by an average of £6,500, according to LV=. This is leading to a surge in older retirees taking […]

Measuring our appetite for risk

More than twice as many men choose the highest possible risk option to boost their savings compared to women Findings recently published in the Zurich Wealth Risk Report show that more than twice as many men choose the highest possible risk option to boost their savings compared to women (13% vs 6%)[1].

First-time parents

Preparing for the arrival of your first baby First-time UK parents spend more than £492 million[1] each year preparing for the arrival of their first baby, according to research from Aviva. This equates to £1,619 per family and shows a 17% increase to the £1,389 total in March 2012[1].

‘Save smart’

Focused on managing costs We’re becoming increasingly good when it comes to cost cutting, according to the latest findings of an annual online survey from long-term savings and investment specialist Standard Life by YouGov PLC.

Generating a retirement income

Taking on the risk of managing your own pension New research[1] from MGM Advantage shows the risk people are willing to take managing their own pension savings. 28% of the over-55s said they were not comfortable taking on the risk of managing their own pensions to provide a suitable income throughout retirement.


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