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Archive for March, 2015

Pension wise

Discussing life expectancy as part of your retirement planning is key P ension Wise, the government’s guidance guarantee service, must discuss life expectancy as part of people’s retirement planning, according to a recent Aviva report.

Getting more savvy about saving and spending

Sorting out our finances is high on our list of priorities in 2015 The British population is determined to get more savvy about their saving and spending habits in 2015, with three quarters (76%) of adults admitting they are prepared to moderate their lifestyle, according to a new survey by Standard Life.

Changing financial roles

Almost 1 in 5 women are now the main household breadwinner Nearly one in five (17%) of women claim to be the main breadwinner in their relationship, according to new research commissioned by Scottish Widows to mark its 200th anniversary.

Shopping around could mean you receive a higher income

Spotlight firmly on people rolling over into the holding provider’s own annuity The Financial Conduct Authority’s (FCA) thematic review into annuity purchases has shone the spotlight firmly on people rolling over into the holding provider’s own annuity.

‘Shot in the arm’ for oil consuming economies

Positive impact on earnings, and a small positive impact on dividends Despite the so far rather negative response of equity markets, the oil price falls could be seen as a ‘shot in the arm’ for oil consuming economies, with many viewing the oil price decline as being deeply beneficial because it amounts to a reduction […]

Are you considering working after retirement?

Two thirds of over-50s plan to lengthen their working lives Nearly two thirds of over-50s workers would consider retraining so they could work longer in retirement, according to new research from MetLife.

Hedging against downside risk

Divergent monetary policies and growth trends could be key themes of 2015 The return of volatility – as valuations and investor complacency remain elevated – will make it vital for investors to consider hedging against downside risk and cut back on ‘me too’ investments this year, according to the BlackRock Investment Institute’s (BII) 2015 Investment […]

What’s your magic number?

The picture of retirement income in the UK is not as bleak as some would like us to think A report has revealed those approaching retirement are expecting to receive £23,700 per year when they retire. The same survey shows that the average income in retirement today is currently just £19,000 – a shortfall of […]

Trust in your future

Exposure to a range of assets through a single investment In performance terms, the attraction of investment trusts is consistently evident. They allow you to pool your money with that of other investors to get exposure to a range of assets through a single investment and are listed companies that issue a fixed number of […]

Influencing factors to managing your future wealth

When was the last time you revisited your investment goals? It’s vital to know why you’re investing. The first step is to have a good think about your financial situation and your reasons for investing. Whatever your personal investment goal may be, it is important to set your time horizon at the outset, as this […]


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