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Archive for April, 2015

Unlocking the New pension landscape

Are you ready for the responsibilities of being in complete control over all of your money? On 6 April this year, ‘pensions freedom day’, the pension landscape changed forever. From this date for the first time ever, individuals were given complete control over all the money in their ‘defined contribution’ retirement savings plans, whether large […]

With great freedom comes great responsibility

Savers positive about pension reforms but concerned about scams The new pensions freedom rules giving far greater flexibility over what you can do with your pension pot came into force on 6 April 2015.

How long will your pension income last?

Why people are applying a rule of thumb when it comes to their retirement According to new research conducted by YouGov and Old Mutual Wealth, nearly half (48%) of those approaching retirement (aged 55-64) do not know how long their pension income will last. With pension providers reporting demand for flexible withdrawals, there is a […]

Emerging market attractions creep back up

Living with several pending risk events, liquidity and risk appetite go with the territory The fundamental environment in emerging markets remains stable. As the market has grown accustomed to living with several pending risk events, liquidity and risk appetite have been creeping back up. Buyers of emerging market mutual funds have been returning to the […]

Blurred vision of the future

Three quarters of UK adults struggle to picture themselves in retirement UK adults have an average eight-year blind spot when it comes to financial planning – and can only see themselves in the future as far ahead as 2023, new research from long-term savings and investment specialist Standard Life reveals.

Dividend heroes

Companies which have increased their dividends each year for at least 20 years Interest rates recently marked a sixth year at a record low of 0.5%. Therefore, it is noteworthy that research from the Association of Investment Companies (AIC) shows that a fifth (21%) of AIC member investment companies which have been in existence for […]

Generating an income from your portfolio

Narrowing the knowledge gap for investors Record-low interest rates are rarely out of the news these days. With UK investors struggling to achieve a decent income from traditional investment sources, it might raise a few eyebrows to learn that less than half can correctly explain the term ‘income investing’.

Hunting for income

What gives specialist sectors an advantage? The hunt for income has shown no sign of slowing. Alternative assets in areas such as infrastructure, debt and property can offer a high level of income, and, being illiquid assets, they are particularly suited to being held in a closed-ended fund. Indeed, of the 49 investment companies yielding […]

Nation of savers

Year-on-year rise in the number of long-term savers The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed.

Ten key announcements from Budget 2015

In his final Budget speech to parliament on 18 March, the Chancellor of the Exchequer, George Osborne, announced that Britain was ‘walking tall again’ after five years of austerity.


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