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Archive for July, 2015

Ten tips to make the most of pension freedoms

Planning for retirement in the new pensions landscape The new pension savings market offers much more flexibility and choice post–6 April this year, which is a positive, but it can be overwhelming. For people planning for retirement in the new world of pension freedoms, there are both risks and opportunities – from passing on your […]

Pension earmarking orders

Divorcees may need to take action to protect benefits following pension reforms An unintended consequence of the pension reforms is that any divorcee with a pension earmarking order may need to act fast to protect their benefits. Any earmarking order that provides the ex-spouse with a fixed percentage of the pension income in retirement should […]

Best of British

UK PLCs most widely held by investment companies Which UK companies have investment company managers been favouring? With the UK in the spotlight, the Association of Investment Companies (AIC) has published details of which UK companies are held by the highest number of investment companies in their top holdings.

Generation Y

More than one in ten would use parents’ pension on mortgage deposit More than one in ten (12%) 20-35 year olds are prepared to ask their parents to access pension savings to help pay for a mortgage deposit, research from Old Mutual Wealth[1] shows. But only half as many over 55s are willing to use […]

Essentials and indulgences

UK parents spend £28 billion on nation’s under-fives each year UK parents spend around £35,000 on their children by the time they reach their fifth birthday, according to research released by Aviva. This adds up to a total of more than £28 billion[1] spent on the nation’s 4 million under-fives each year.

Compulsory financial advice

Two-thirds of people aged 55 and over believe financial advice should be compulsory at retirement Two-thirds (65%) of people aged 55 and over who are not yet retired believe that it should be compulsory to receive financial advice at retirement according to findings from Retirement Advantage.

Passing on your pension savings

It’s never been more important to plan whom you’d like to inherit them Your pension is your life savings you’ve built up to give you the retirement you want. Since new pension rules came into effect from 6 April this year, pensions have become more flexible – including a cut in tax when a pension […]

Accumulating wealth for your children or grandchildren

How to give them a financial head start in life as they grow up in the modern world Anyone with children knows there will be lots of demands on the household finances, but when it comes to long-term saving, perhaps for university or a first home, even a small sum can give your child a […]

Changing work patterns

Over-50s retrain for later life retirement funding Nearly two thirds of over-50s workers would consider retraining so they could work longer in retirement, research from MetLife[1] shows.

Smart investing

Inside the minds of savers and investors Now in its third edition, the latest BlackRock Investor Pulse survey takes an in-depth look at Britons’ attitude to money and provides a fascinating insight into the minds of savers and investors.


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