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Archive for September, 2015

Estate matters

Structuring your affairs efficiently means starting the correct planning early enough Inheritance tax (IHT) is payable by some people who, for the most part, could have avoided it. If you want your estate to go to your loved ones with the minimum amount of IHT payable, you should obtain professional advice. There are currently a […]

Unlocking cash in your home – is it right for you?

Funding a pension shortfall or meeting an unexpected expense Rising incomes and savings pots among UK families are masking a widening gap between the ‘haves’ and ‘have nots’, the latest Aviva Family Finance Report reveals. The last six months have seen the typical family’s income reach its highest point since March 2012. Better savings habits […]

Cash Flow Modelling

Visualising your financial future In order to develop your financial plan, you need clarity over your goals, your objectives and your motivations. Cash flow modelling illustrates what might happen to your finances in the future, and enables you to plan to ensure that you make the most of your money to achieve your financial objectives.

New domicile rules

Significant structural changes introduced from 6 April 2017 Permanent non-dom tax status will be abolished from 6 April 2017. The reform does not eliminate the tax status, but individuals who have lived in the UK for 15 of the past 20 years will lose the right to claim it.

Mind the gap

Widening void between the ‘haves’ and ‘have nots’ Rising incomes and savings pots among UK families are masking a widening gap between the ‘haves’ and ‘have nots’, the latest Aviva Family Finance Report reveals. The last six months have seen the typical family’s income reach its highest point since March 2012. Better savings habits also […]

Rising care needs for retirees

People going into care could face bills in excess of the total pension pot they retired with With the number of retirees going into care rising, research from LV= reveals that many people going into care could face bills in excess of the total pension pot they retired with. Over the last decade, the average […]

Staying connected trumps priorities

Only 39% considered providing financial security for their family as essential Britons consider having an Internet connection and mobile phone to be greater financial priorities than protecting mortgage and income, according to new research.

Funding a comfortable retirement

Taking steps to plan for a better future Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and requirements. Yet many people spend more time planning their holiday than their own retirement. Perhaps because planning for retirement seems too complicated to think about. […]

Parents massively underestimate student debt

Helping children financially through university may mean resorting to drastic measures Parents are still very much in need of a reality check when it comes to the true costs of a university education according to the latest annual student debt research by the Association of Investment Companies (AIC) using Opinium Research. And while over two […]

Suits you sir!

Over-50s changing the way they work in later life If you are approaching your 50s, you may be considering your retirement options. Perhaps you want to work flexible hours and work when it suits you. You might want to be ‘your own boss’ and set up a business or become self-employed. Or you may want to […]


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